Heather Anne Hubbell


Heather-Anne Hubbell

Director Hubbell Ventures

Heather-Anne Hubbell (LL.B, LL.M.) is an experienced strategic risk manager with an extensive record of transformation within Financial Services, in areas spanning corporate governance, risk efficiency and strategic plAnneing and implementation. She is a dynamic visionary who sets the roadmap to deliver that vision and is experienced in delivering complex, politically sensitive risk initiatives in organizations ranging from global financial institutions to small and medium sized local enterprises. Heather-Anne's leadership style is anchored by strong principles of governance and risk management, performed with optimum integrity and ethics.

Heather-Anne has extensive experience of managing global business transformations within complex financial environments, having worked with Canadian, French, Dutch, English, German and American financial and professional services firms. Combined with in-depth knowledge of a wide range of business activities – from capital markets to real estate development, merchandising and personal financial planning.

Heather-Anne’s background has given her a unique insight and understanding of business requirements, resulting in a focused and strategic approach to her work with clients.

Heather-Anne’s expertise covers:

  • Strategic Advisory and NED Role
  • Corporate Risk , Governance and Control
  • Regulatory reporting and change
  • Risk Management Policies and procedures
  • Business Transformation PlAnneing and Implementation
  • Business and Programme Turnaround
  • Interim Transformation/ Programme Director roles
  • Interim Chief Operating Officer roles
  • Education & Training

    • LL.M. Master of Laws, Tax – Osgoode Hall, York University, Toronto, Canada
    • LL.B. (Tax) – University of Western Ontario, London Ontario, Canada

    Professional Qualifications

    • 1999 – 2016 Law Society of England & Wales, Solicitor
    • 1997 – Chartered Financial PlAnner, Canada
    • 1993 – 2016 Law Society of Upper Canada, Barrister & Solicitors

    Board Experience

    • Director, Hubbell Associates Limited, private consulting company (2009- 2015)
    • Director Wellbridge Group of Companies (2014- 2015)
    • Director, University Women’s Club Limited, (2011-2015)
    • Honorary Secretary, Member General Committee & House & Finance Committee University Women’s Club, London (2009- 2013 + interim 2015)
    • Director & Chief Operating Officer, Core Reality Management Ltd, Ontario Canada (1987-1991)
    • Director and Corporate Secretary, Venture Trusco Ltd, Ontario, Canada (1983-1987)

    Governor & Trustee Experience

    • Local Authority Governor for Godalming Junior School (June 2015 – present)
    • Founding Trustee, York University (UK) Foundation (January 2018 – present)
    • Founding Member, Trustee & Director, The University of Western Ontario (UK) Foundation (2000- 2008)
    • Pension Trustee, Rabobank International London Branch Employee Pension Fund, (2001-2004)
    • Colborne Street United Church Board of Trustees (London, Ontario) (1995-1998)

    Areas Of Expertise

    Strategic Planning:

    Sets the strategic framework for risk transformation programmes. Looks for opportunities to streamline risk processes and align with risk appetite. Has structured and implemented revised and new global risk functions. Planned and implemented transition from change programme to new stress testing execution function for global financial institutions and regulator. Has successfully created and implemented programmes to unify diverse business processes and create new business units across disparate regions and functions, overcoming deep-rooted resistance and scepticism to the tangibility of achieving programme and operational goals.


    Audit & Risk Management:

    Understands clearly the three lines of defence, having worked within each of front office, independent risk management function and closely with Internal Audit. Has created training programmes on risk management for Internal Audit, and provides risk management support to Internal Audit teams in specialist risk areas. Experienced at providing Board level management information to Group Risk & Audit Committees. Advises clients on strategic implications of risk and regulatory requirements, including PRA and EBA Stress Testing.


    Corporate Governance:

    Highly experienced in managing and classifying complex corporate governance issues, particularly in high-pressured situations. Experienced at reporting to senior management teams and Executive Committees including Credit, Group Risk Committees and Internal Audit committees. Expertise in managing governance in cross-jurisdictional arenas and working with regulators across multiple geographies. Regularly commended for objectivity of advice and ability to promote awareness and compliance of governance processes with all stakeholder groups.


    Change & Digital:

    Advises clients on how to structure, governance and run significant transformation programmes including end to end process efficiency within risk management. Currently working with Chief Risk Officers and heads of businesses within financial institutions to use innovative Fintech solutions through a technology “eco-system” to create more efficient and less expensive ways of doing business. Well versed on use of artificial intelligence and machine learning to reduce costs and operational risks and to increase quality of processes.


    Stakeholder Management:

    Engages swiftly and purposefully with diverse stakeholder audiences on complex initiatives and strategies, augmented by a record of managing strong personalities when working to stringent deadlines. Responsible for execution and delivery of 2014 and 2015 PRA and EBA end to end stress test for a global financial services institution and setting strategy, vision and deployment of subsequent new operational structure in a complex politically charged environment. Completed stress testing programme for the former Financial Services Authority, liaising simultaneously with the Bank of England, the then to-be Prudential Regulatory Authority, Internal Audit and senior management. Works closely with and advises global and regional heads of business and C-Suite stakeholders.



    Strong communication, facilitation and coaching skills developed through orchestration of major strategic and transformational initiatives; developing consultancy practices and operational excellence; and from business development roles with leading risk consultancy practices. Successfully collaborates with senior management teams and identifies and works with key influencers. Regularly receives endorsements from stakeholders for handling highly-complicated situations with authority and political sensitivity.

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